How can I stop dealer from contacting lenders?
sguy80 asked: I visited a car dealer back in September as I wanted to trade in my current vehicle. After some back and forth negotiation I decided to back out of the deal. They however kept contacting lenders to get me financing. My credit is not good right now [...]
What should your credit score be to get a good credit card?
wifey asked: Is it 600 or above? I am working on fixing my credit and I have an auto loan that will help rebuild my credit. I need a credit card for emergency’s and to help my credit, just wandering when I should apply for one. Right now Its not near [...]
What would be the best credit card for a 25 yr old to inprove her credit score?
irishcelticeyes@sbcglobal.net asked: My daughter is trying to build good credit. Her credit score in low and she just bought a small moble home for her family. I want to help to build her credit up, just in case she may need to buy something big ticket some day.
How do I switch credit cards and not affect my credit score?
msc44 asked: I want to get a frequent flyer credit card but I already have 3 credit cards with generous limits. I don’t need these credit cards and I would like to cancel them and have this “possible credit” to go towards the new card. I heard once that canceling a credit card [...]
How do you lower your credit limit without lowering your overall credit score?
Tim asked: I have only have one revolving credit card, and I have a very high credit score. Because of this overall score they subsequently increase my credit line, even though I don’t ask for or use this revolving line of credit. Question? I have been told if you ask for a credit line decrease [...]
What does my credit score have to be to get a Walmart credit card?
spaztikus asked: I want to get a Walmart credit card…My credit score is not the best but not the worst either…it’s around 616. I dont want to apply and make it any lower unless I know I can get a card.
My credit card balance is over 50%. How long will it take my credit score to go back up?
Casey asked: Hi. I recently just got my first credit card ever and used it to make a $1600 purchase. The credit limit is $3000, so obviously I’m over 50% of the balance, and I just learned that’s bad for credit scores. I expect to be able to pay off the purchase in the next [...]
What business credit cards are not attached to my personal credit?
Erick R asked: Hello, I am trying to find out how to build my business credit without being attached to my personal credit score. I would like to know if anybody has information regarding what credit cards are available to do this. I would love any free information or links to sites that can [...]
What credit score is needed to get the best fixed rate for consolidating accounts?
Dottie asked: Any suggestions on how to raise credit scores in the range of 597-607 received from all 3 credit reporting agencies.
I have 2 mortgages which was done by the mortgage company a couple years ago to help my credit and both have high rates, 1 car loan, 5 credit cards, and a small loan [...]
Do lenders view student loans just as they do other debt such as credit cards?
BeatTheGib asked: Basically my question is this: In a lenders eyes and for credit reporting/scoring purposes, are all loans viewed equally? Other than the commonly lower interest rates on student loans, is there any reason more attention should be given to credit cards and other loans when constructing a debt-reduction program? What are [...]
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