Posts Tagged ‘Banks’

How do lenders come up with the interest rates for mortgages?

e e in california asked: I want to know how banks set the interest rates for mortgages. All I know is that they move up and down with the fed funds rate and discount rate (Correct me if I am wrong). Does anyone know all factors that play into the rates that lenders [...]

How does Bank of England base rate affect actual lending rates?

Ben W asked: The Bank of England has dropped its base rate. Why does this imply that banks should lend/borrow at lower rates? Does it mean they can lend/borrow at 3% from the bank of england?
Please don’t answer with ignorant anti bank rants.

What are some of the lending banks that help with home loans and bad credit?

thomas p asked: I HAVE A LOW 500′S CREDIT SCORE, WE HAVE BEEN A STRUGGLING FAMILY FOR YEARS NOW, WE HAVE 7 KIDS AT HOME, 4 ARE FROM PREVIOUS MARRIAGES.WE ARE IN THE NEED OF OWNING OUR OWN HOME, IVE RECENTLY GOT A PROMOTION AT WORK THAT ALMOST DOUBLED MY INCOME.BETWEEN THE BOTH OF US [...]

How does Bank of England base rate affect actual lending rates?

Ben W asked: The Bank of England has dropped its base rate. Why does this imply that banks should lend/borrow at lower rates? Does it mean they can lend/borrow at 3% from the bank of england?
Please don’t answer with ignorant anti bank rants.