Chantel B asked:


I have a bunch and I would prefer to pay one lender a month instead of four lenders. It just easier and more organized that way? But I don’t know if it is possible. I would love some info on this. Thanks to all who reply.

nana_puddin_13 asked:


I have one credit card with a credit line of 400(cash line of 80$). I know the max I can draw from an ATM is the 80$. But is there any way I can go into the bank and get the credit line deposited into my bank account?

Spaghetti asked:


I am currently with Citimortgage and I’m thinking about re-financing my condo.They do charge a one-time non-refundable processing fee of $635.00.Is that a decent price or are there better deals out there and what lenders don’t charge a closing fee (if any)? Any recommendations?

Friv asked:


I am a new real estate agent and I want to find out how to hook up with lenders such as wamu or countrywide to get the foreclosure properties listed. Any help will be appreciated. Thank you!

subliminal1973 asked:


I have OK credit and my wife has little/no credit.
Will a lender automatically want our business ($100k is a lot to put in their coffers)
Will a lender give us the best rate available when we have so much to put down?
We have started looking at homes - the lenders are next.
ANY help would be greatly appreciated. Thanks.

sguy80 asked:


I visited a car dealer back in September as I wanted to trade in my current vehicle. After some back and forth negotiation I decided to back out of the deal. They however kept contacting lenders to get me financing. My credit is not good right now and I am still receiving letters from different places declining me for financing. How can I stop this?? All these credit inquiries are just making my credit score even go lower. If anyone out there knows please suggest!! Thanks.

Jason B asked:


Where can I find private lenders for real estate deals? I want to invest houses and get hard money, or private financing for the loans, but it is hard to find private investors to fund them. Any help would be great!

Sean R asked:


I checked my wife’s credit report and she has 3 accounts with late payments from several years ago prior to us being married. One was past due 60 days, one was past due 30 days a few times, and one was past due 120 days. How long will her credit rating be impacted by these accounts? Is it 7 years from the time the account is closed?

awill110 asked:


I got my credit report today and it shows that my total credit amount is $300 and I have $296 available. After further inspection I noticed that only one credit card had reported a credit limit/max balance and that all of my credit cards hadn’t been reported since April. Is there an effective way to contact the credit card companies and get them to report accurate and up to date information to the credit bureaus? I feel that this issue is affecting my credit score, so I would like to fix this.

Thanks in advance.

wifey asked:


Is it 600 or above? I am working on fixing my credit and I have an auto loan that will help rebuild my credit. I need a credit card for emergency’s and to help my credit, just wandering when I should apply for one. Right now Its not near 600.