adecamp asked:


Most lenders use the mid score of the three popular credit bureaus. I have heard there are some that use only Transunion though.

millsey asked:


I dont understand what the mortgage lenders issue is, the house has stood since 1950ish!! there is one wall that is single brick, i have had to get a quote to make the wall double brick! is it just me or are they being petty?

Chantel B asked:


I have a bunch and I would prefer to pay one lender a month instead of four lenders. It just easier and more organized that way? But I don’t know if it is possible. I would love some info on this. Thanks to all who reply.

nana_puddin_13 asked:


I have one credit card with a credit line of 400(cash line of 80$). I know the max I can draw from an ATM is the 80$. But is there any way I can go into the bank and get the credit line deposited into my bank account?

Spaghetti asked:


I am currently with Citimortgage and I’m thinking about re-financing my condo.They do charge a one-time non-refundable processing fee of $635.00.Is that a decent price or are there better deals out there and what lenders don’t charge a closing fee (if any)? Any recommendations?

Friv asked:


I am a new real estate agent and I want to find out how to hook up with lenders such as wamu or countrywide to get the foreclosure properties listed. Any help will be appreciated. Thank you!

subliminal1973 asked:


I have OK credit and my wife has little/no credit.
Will a lender automatically want our business ($100k is a lot to put in their coffers)
Will a lender give us the best rate available when we have so much to put down?
We have started looking at homes - the lenders are next.
ANY help would be greatly appreciated. Thanks.

sguy80 asked:


I visited a car dealer back in September as I wanted to trade in my current vehicle. After some back and forth negotiation I decided to back out of the deal. They however kept contacting lenders to get me financing. My credit is not good right now and I am still receiving letters from different places declining me for financing. How can I stop this?? All these credit inquiries are just making my credit score even go lower. If anyone out there knows please suggest!! Thanks.

Jason B asked:


Where can I find private lenders for real estate deals? I want to invest houses and get hard money, or private financing for the loans, but it is hard to find private investors to fund them. Any help would be great!

Sean R asked:


I checked my wife’s credit report and she has 3 accounts with late payments from several years ago prior to us being married. One was past due 60 days, one was past due 30 days a few times, and one was past due 120 days. How long will her credit rating be impacted by these accounts? Is it 7 years from the time the account is closed?