Archive for May 2009

How are lenders and borrowers affected as inflation rates change and they attempt to protect their purchasing?

shelbyy asked: How are lenders and borrowers affected as inflation rates change and they attempt to protect their purchasing power?

What do you know about Mortgage Lenders of America?

Jessica L asked: My husband and I are a young military couple looking to buy our first house. We can’t be approved for a mortgage loan through our bank because my husband has only been in the Navy for 1 year (they require 2 years in the same field). We have applied through Lending Tree [...]

Do lenders adjust your mortgage if your property taxes go down?

reciprocityabound asked: Our property taxes are tied into our mortgage and are due to go down in May 2008. Do lenders have to adjust it right away or can they make you pay the full amount until the end of the year?

What credit card can I apply for that does not check credit?

sayyeahh asked: I am attempting to build a positve credit rating and I need a card that reports to the credit bureau, but will allow me to obtain it without a credit check. HELP?

What does your credit score start out as?

Sierra S asked: I just turned 18 in the end of October. What would my credit score be now? What does it start out as? What is the eastiest way to build your credit score? How long does it take to build your credit? Do you get points per month [...]

How is Freddie Mac different as a mortgage lender than traditional lenders?

binaryalgorithm asked: I see that Freddie Mac is a government-sponsored mortgage lender and promotes safe and responsible borrowing. Has anyone had experiences with them? Would I be more likely to be able to qualify for a house with them? Are there certain reasons for choosing them vs. traditional lenders?

Where can I find a list of companies/ lenders that offer loans to people w/ bad credit?

Shaneka D asked: I have Googled, I have ASKed, I have called. I had no luck. I am looking for companies that offer loans to people (like me) with bad credit. Please do not send refferal service which charges fees and provides no loan results. I’ve already been scammed. I prefer direct lenders/companies. All feedback [...]

What sources does one use to find jobs and mortgage lenders in Houston, Texas area?

killerlegs asked: I am trying to find out what is the best newspapers or websites used to find jobs in Texas, especially the houston area and what is the most common sources used for mortgage lenders. Do people usually use the banks or mortgage companies? I want know a good mortgage lender with [...]

What do I need to ask lenders when borrowing student loan?

butchingc19 asked: I was awarded stafford loan but its not enough. I’m in the process of looking for a private student loan and don’t know how to deal with it. What do I ask lenders, what is a good interest rate? How much should I borrow? How do I get the money? Any suggestions, tips [...]

My school is not associated with any lenders, where can i get a loan to pay for it?

pinksugar asked: I’m currently enrolled in a Vocational Nursing program at an Adult Education School that starts this August. The total cost of the school is about $12,000, but the school does not have a financial aid center nor is it associated with any lenders. Can anyone help find a student loan or anything that [...]