Archive for April 2009

azkoolchik asked: I have a credit score of 700 and wanting another credit card. I was thinking about citi bank or bank of america. What one should I get? I only have one other credit card from Wumu. I want a credit card that report to the 3 credit bureaus every month. Anyone [...]

iMack asked: I have college loans from about 5 different lenders, and I want to combined them into one payment, is it possible? Is it normal to borrow from different lenders?

indrep33 asked: I want to apply for a credit card that starts out with a minimum credit line of $300. If I get it, it will be my first credit card. If I get the $300 credit, I want to make a purchase for like $200. Is this a good thing or a bad thing [...]

Dion E asked: I just purchased a car and I would like to know how often does the lenders report to the credit bureau and how much will that raise my score

kenneth d asked: What credit card company or bank doesnt check transunion only equifax and experian ? My credit it perfect on the 2 and not on transunion. I want to get a LOC or CC .
Thanks in advance.

hannahs_love21 asked: My Fiance and I have no credit at all. We are needing a personal loan for between 5-8000 usd. We have no credit and no cosigner available. Are there any legit lenders out there for people with no-credit.

Carmen W asked: What are some “cons” as to why mortgage brokers and lenders aren’t hiring their loan processors from home? Especially in the new age of “paperless” offices?

Mrs. E asked: Im currently disputing a lot of derrogatory info on my credit reports from all 3 agencies. I currently have no major credit cards and was informed that if I opened a credit card account and made the payments on time that would up my credit score.

Nonconformist asked: A year or two ago, I read in Business 2.0 magazine about an internet start up that lets lenders connect with borrowers (that don’t have a high enough credit rating to borrow from banks) and loan out smallish (in the ballpark of 500-2000) amounts of money for 15-20% interest rates. Any idea what [...]

msc44 asked: I want to get a frequent flyer credit card but I already have 3 credit cards with generous limits. I don’t need these credit cards and I would like to cancel them and have this “possible credit” to go towards the new card. I heard once that canceling a credit card [...]