When applying for a home loan, how do lenders verify employment and income?
sinbad68101 asked: Besides recent check stubs, W2’s, credit reports, and bank statements…Do lenders call employers, banks, or the IRS to confirm the info?
Why do the credit bureaus count it against your credit when you make an inquiry into your credit score?
Neerdowellian asked: I’m trying to find the best mortgage rate to buy a house, therefore there are several mortgage companies running my credit. How in the world am I supposed to shop for a good rate if every inquiry damages my score? Isn’t that the dumbest thing?
what is the best student credit card out there?
SK asked: I’m a college student with no credit but I want to get a credit card. What are some of the best credit cards for students? I’m planning to make small purchases and paying them off the next month to build credit. What other ways can I build my credit?
What does my credit score have to be to get a Walmart credit card?
spaztikus asked: I want to get a Walmart credit card…My credit score is not the best but not the worst either…it’s around 616. I dont want to apply and make it any lower unless I know I can get a card.
What are some lenders with the lowest mortgage rates for Colorado?
MT asked: I am looking for a FHA 30 fixed loan and want some lenders with the lowest rates. It is usually around 6% but if you have a lender that can offer lower I want to know. Please only Colorado lenders because each state has different laws.
How does getting a secure credit card hurts your credit?
V. asked: I have great credit 755 and want to get a secure credit card, would it hurt my credit?
Who are the best lenders as far as student loans are concerned?
dezzygurl asked: I’m maxed out on federal loans for school, and more than likely I will have to get loans from an outside source to finance my senior year. Who are the best lenders out there for students? I would be the sole applicant because my parents have poor credit.
Credit ?
bill asked: I am only sixteen, but my dad says that if I want to buy a car– and eventually an apartment or a house I need to establish a line of credit. How do I do this? Whats a good way to get started?
Is a secured credit card a good way to establish credit?
yeah!!! asked: I have no credit history cause i’ve never had a credit card or borrowed money or anything and I want to establish credit now. well I applied for a credit card that required a deposit..secured credit card will that help boost my credit and how high will my score go once i start [...]
How does it look on a credit rating to have 3 bank accounts open?
SnowTwqd asked: I have several accounts open for different reasons that I would like to keep but I am trying to improve my credit rating, does that look bad on a credit report. Any other tips to improve credit fast? I don’t have bad credit but I am trying to get the best rate possible [...]
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