How many credit cards is too much to affect your credit score?
ronnin72 asked: I am going to ask another question regarding which CC should I add to my credit card profile to add to my rewards. I have excellent credit, pay my balance in full each month, and I use my CC to pay for everything I can to rack up points/miles etc.
I am at [...]
How do you get a credit cards or Personal loan without credit?
Derek asked: I need to build my credit but I cant seem to get a credit card or loan with out any credit history.
What are the best Mortgage lenders out there with the lowest interest rates and the lowest closing costs?
Spaghetti asked: I’m thinking about re-financing,but the more lenders I talk to,the more confusing it seems to get.I need to find a lender who is honest and a straightshooter.I’m tired of these guys who only think for themselves first.The rates seem to be great,but then those closing costs are absolutely rediculous.Any lenders out there who [...]
How do I get a credit report with out a credit card or checking account?
Sean S asked: I spent some time in jail and my credit card expired. Currently I have no checking account or active credit card. How do I get a credit report? All the sites I have seen require a valid active credit card.
What credit score is needed to get the best fixed rate for consolidating accounts?
Dottie asked: Any suggestions on how to raise credit scores in the range of 597-607 received from all 3 credit reporting agencies.
I have 2 mortgages which was done by the mortgage company a couple years ago to help my credit and both have high rates, 1 car loan, 5 credit cards, and a small loan [...]
Lenders?
C.P. asked: Is it a good idea to have different lenders for my Loans, because I went to a different college. My new college doesnt have my Lender I used at my previous school.
Why is Obama considering the Mother of failed sub-prime lenders for Secretary of Commerce position?
Obama not a natural born citizen asked: Penny Pritzker, the Mother of subprime lenders, former owner of the seized Superior Bank is on Barack Obama’s short list for Secretary of Commerce.
I am sure all those customers she screwed are thrilled. She was a failed subprime lender who set the tone all the way back to [...]
What is the difference between a credit card and a pre approved credit card or is there no difference?
kita asked: I am looking to raise my credit score and I have been turned down buy credit card companies and I spoke with someone that said I could get a pre approved credit card but i thought all credit cards were pre approved. Please help me I need to raise my credit score. Thanks
Do lenders view student loans just as they do other debt such as credit cards?
BeatTheGib asked: Basically my question is this: In a lenders eyes and for credit reporting/scoring purposes, are all loans viewed equally? Other than the commonly lower interest rates on student loans, is there any reason more attention should be given to credit cards and other loans when constructing a debt-reduction program? What are [...]
How to know which mortgage lenders to stay away from?
Atlas asked: I am buying a home and am comparison shopping among different mortgage lenders. The usual big names like Countrywide, Bank of America, Citibank etc have higher rates than the lesser known/unheard of places. How can you know which ones are reputable and which ones to stay away from? Specifically wondering about Liberty, Alpine, [...]
Recent Comments