Archive for the ‘Finance’ Category

Kris Koonar asked: Asset based lending in a layman’s language refers to securing a loan against pledging an asset engaged in the business. It is a straightforward process of correlating the borrowing firm’s assets to its liquidity requirements. Revenue generation via asset based lending made its foray into the Canadian markets roughly 18 to 19 [...]

Michel Lautensack asked: One the most frequent questions I get from students or newsletter subscribers relates to how can I raise money to buy real estate investments through private lending without getting in trouble with the SEC. This is not an easy question but certainly an important issue. Before I would answer this question, I [...]

Jane A. Smith asked: The “prime” rate is the rate charged by all banks in the country. The prime rate doesn’t change regularly or often, only when 75% of the country’s top 30 banks decide they need to change it. People who have a decent credit rating are usually given mortgage and other loans at [...]

Kris Koonar asked: Asset based lending is a type of loan offered by the finance companies to the businesses, big or small against their assets like accounts receivable, inventory etc as collateral. In other words the lending companies will provide finance to the small businesses that lack sufficient cash flow for various operations. However, they [...]

Rick Churchill asked: If you are looking to borrow money there are numerous sources available. Unless you have bad credit! If you have money that you are looking to invest, there are also many sources but which to you choose? The Prosper lending association claims to help both types of people. It is the purpose [...]

Kris Koonar asked: If you are facing cash flow problems, due to long credit period offered to your clients or due to money getting stuck in catering to large purchase orders while running your company, despite having healthy sales orders and profits, then asset based lenders could come to your rescue.As banks offer only fixed [...]

Kris Koonar asked: Asset based lending can immensely benefit those companies, which are crippled by sudden cash crunch. It is a viable way of meeting their immediate resource needs. This rapidly growing method of funding helps businesses use their assets, in order to solve their problems of cash flow shortage. Expanding companies in urgent need [...]

Mark Walters asked: Those financial wonder boys in congress have finally noticed there is trouble in the world of real estate finance and have put in place new mortgage rules and lending regulations. Should real estate investors be concerned?Remember, these are members of the same political parties that have urged loose lending practices over the [...]

Kris Koonar asked: Any kind of commercial venture needs funds to grow. An enterprise cannot survive just because it has a competitive product, a promising market or an excellent network of distribution. The foundation of all this is money.Business owners and entrepreneurs must have sound knowledge of financing, how indispensable it is, and last but [...]

Kris Koonar asked: Simply put, asset based lending is a loan that is secured in exchange for the assets of the company like accounts receivable, inventory and other balance sheet asset items as collateral. Also known as asset based financing, it a straightforward concept which emphasizes on matching the company’s assets to the borrowing needs. [...]