Can credit card companies close your accounts without warning? How does it affect your credit score?
Sara asked: I received a letter in the mail from Juniper (iTunes Rewards) stating that they have closed my credit card account due to inactivity. I opened the account about 18 months ago and have never actually used it. Can they close my account just like that without any warning? How should I handle the [...]
How do you lower your credit limit without lowering your overall credit score?
Tim asked: I have only have one revolving credit card, and I have a very high credit score. Because of this overall score they subsequently increase my credit line, even though I don’t ask for or use this revolving line of credit. Question? I have been told if you ask for a credit line decrease [...]
Are there any REAL Lenders out there for people with poor credit?
redheadedstepchild asked: Where can I find legitimate lenders willing to lend money to a person with adverse credit information on their files? I have been the victim of a greedy ex-wife that has damaged my credit.
I don’t want to be vicitmized again by some “shady” lender/locater service.
When applying for a home loan, how do lenders verify employment and income?
sinbad68101 asked: Besides recent check stubs, W2’s, credit reports, and bank statements…Do lenders call employers, banks, or the IRS to confirm the info?
Why do the credit bureaus count it against your credit when you make an inquiry into your credit score?
Neerdowellian asked: I’m trying to find the best mortgage rate to buy a house, therefore there are several mortgage companies running my credit. How in the world am I supposed to shop for a good rate if every inquiry damages my score? Isn’t that the dumbest thing?
what is the best student credit card out there?
SK asked: I’m a college student with no credit but I want to get a credit card. What are some of the best credit cards for students? I’m planning to make small purchases and paying them off the next month to build credit. What other ways can I build my credit?
What does my credit score have to be to get a Walmart credit card?
spaztikus asked: I want to get a Walmart credit card…My credit score is not the best but not the worst either…it’s around 616. I dont want to apply and make it any lower unless I know I can get a card.
How does getting a secure credit card hurts your credit?
V. asked: I have great credit 755 and want to get a secure credit card, would it hurt my credit?
Credit ?
bill asked: I am only sixteen, but my dad says that if I want to buy a car– and eventually an apartment or a house I need to establish a line of credit. How do I do this? Whats a good way to get started?
Is a secured credit card a good way to establish credit?
yeah!!! asked: I have no credit history cause i’ve never had a credit card or borrowed money or anything and I want to establish credit now. well I applied for a credit card that required a deposit..secured credit card will that help boost my credit and how high will my score go once i start [...]
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