Archive for the ‘Credit’ Category

Rick T asked: I have noticed many “testimonials” of people getting large sum loans from “lenders” that give only a personal email as the method of contact. Has anyone had a REAL experience dealing with these folks? It seems to me, if they were legitimate; they would at least have a website, phone number and [...]

adecamp asked: Most lenders use the mid score of the three popular credit bureaus. I have heard there are some that use only Transunion though.

nana_puddin_13 asked: I have one credit card with a credit line of 400(cash line of 80$). I know the max I can draw from an ATM is the 80$. But is there any way I can go into the bank and get the credit line deposited into my bank account?

sguy80 asked: I visited a car dealer back in September as I wanted to trade in my current vehicle. After some back and forth negotiation I decided to back out of the deal. They however kept contacting lenders to get me financing. My credit is not good right now [...]

Sean R asked: I checked my wife’s credit report and she has 3 accounts with late payments from several years ago prior to us being married. One was past due 60 days, one was past due 30 days a few times, and one was past due 120 days. How long will her credit [...]

awill110 asked: I got my credit report today and it shows that my total credit amount is $300 and I have $296 available. After further inspection I noticed that only one credit card had reported a credit limit/max balance and that all of my credit cards hadn’t been reported since April. Is there an effective [...]

wifey asked: Is it 600 or above? I am working on fixing my credit and I have an auto loan that will help rebuild my credit. I need a credit card for emergency’s and to help my credit, just wandering when I should apply for one. Right now Its not near [...]

Sue B asked: What does it take to ask your lenders to please lower your interest rate on a car loan?? I’ve made constant payments 1 year so far and would like to get out from their 16% rate they nailed on me.

Mr. Knowledge asked: I have read through a lot of the questions that have already been asked but I have yet to find exactly what I am looking for. I have been slowly but surely paying off some of the items on my credit report, all of which are delinquent by several years. [...]

eagle asked: The Democrats in the house and the senate made the lenders give loans to people who were not qualified under the old rules to get loans. This is why there are so many forecloses today.
SlimMick does not know what he is talking about.