Rick T asked:


I have noticed many “testimonials” of people getting large sum loans from “lenders” that give only a personal email as the method of contact. Has anyone had a REAL experience dealing with these folks? It seems to me, if they were legitimate; they would at least have a website, phone number and not be using a yahoo email address.

JP29 asked:


I’m considering getting into commercial real estate loan brokering and I would like to find out how many point lenders usually pay on these types of loans. I know the amount can vary, but I’m looking fo a range so I can calculate my possible commission. For argument’s sake let’s say an average loan amount would be $2.5 million. But, any info on how the system works on loans larger or smaller than that would be helpful also. Thanks.

adecamp asked:


Most lenders use the mid score of the three popular credit bureaus. I have heard there are some that use only Transunion though.

millsey asked:


I dont understand what the mortgage lenders issue is, the house has stood since 1950ish!! there is one wall that is single brick, i have had to get a quote to make the wall double brick! is it just me or are they being petty?

Chantel B asked:


I have a bunch and I would prefer to pay one lender a month instead of four lenders. It just easier and more organized that way? But I don’t know if it is possible. I would love some info on this. Thanks to all who reply.

nana_puddin_13 asked:


I have one credit card with a credit line of 400(cash line of 80$). I know the max I can draw from an ATM is the 80$. But is there any way I can go into the bank and get the credit line deposited into my bank account?

Spaghetti asked:


I am currently with Citimortgage and I’m thinking about re-financing my condo.They do charge a one-time non-refundable processing fee of $635.00.Is that a decent price or are there better deals out there and what lenders don’t charge a closing fee (if any)? Any recommendations?

Friv asked:


I am a new real estate agent and I want to find out how to hook up with lenders such as wamu or countrywide to get the foreclosure properties listed. Any help will be appreciated. Thank you!

subliminal1973 asked:


I have OK credit and my wife has little/no credit.
Will a lender automatically want our business ($100k is a lot to put in their coffers)
Will a lender give us the best rate available when we have so much to put down?
We have started looking at homes - the lenders are next.
ANY help would be greatly appreciated. Thanks.

sguy80 asked:


I visited a car dealer back in September as I wanted to trade in my current vehicle. After some back and forth negotiation I decided to back out of the deal. They however kept contacting lenders to get me financing. My credit is not good right now and I am still receiving letters from different places declining me for financing. How can I stop this?? All these credit inquiries are just making my credit score even go lower. If anyone out there knows please suggest!! Thanks.